It is important to understand that the sole objective of your lender is to get "maximum" payment on your mortgage. Your hardship is not their concern - they are only interested in the "bottom line". There is an old adage that says, "He who respresents himself has a fool for an attorney." This applies particularly to short sale negotiations since your greatest asset is involved.
There are many aspects to the art of short sale negotiation which include the lender's attempt to get a money contribution from you, collecting from you any deficiency and also requiring you to sign a Promissory Note, as conditions of short sale approval. We are here to help you walk away from the sale without any loose ends.
In certain cases, you may even qualify for a relocation fee under the Home Affordable Foreclosure Alternative Program (HAFA) and we will request that on your behalf. The process is time-consuming and time-sensitive. It involves multiple levels of interaction with your short sale lender. We deal with all necessary departments including loss mitigation, processing, short sale negotiating and ultimately closing.The paperwork we submit on your behalf will be detailed and complete. We only request that you fully cooperate in the short sale process, our goal is the same as yours - allowing you to move on with your life without a foreclosure hanging over your head.